네이버 여행 서비스를 이용해 주신 여러분께 감사드리며, 더 좋은 서비스로 보답할 수 있도록 노력하겠습니다.

The Board encourages interaction involving customers of the public and banks, together with through users of the public publishing published community opinions with regards to community credit history wants and possibilities in addition to a financial institution's file of assisting to meet Group credit history wants.

Except as normally delivered In this particular portion, a financial institution will have to be certain that its general public file consists of the knowledge essential by this portion for every from the prior three calendar a long time, with The latest calendar yr included in its file on a yearly basis by April one of the present calendar yr.

A bank that features modified or extra efficiency analysis factors with accompanying annual measurable targets in its approach should specify in its plan yearly measurable aims that represent “Satisfactory” overall performance and will specify annual measurable aims that represent “Outstanding” efficiency.

The Board evaluates a military services financial institution pursuant for the relevant effectiveness tests described in paragraph (a) of the section.

) The allocation of loans, investments, products and services, and products into a bank, or amongst affiliated financial institutions, need to replicate an inexpensive basis with the allocation and will not be for the sole or Major purpose of inappropriately boosting any bank's CRA evaluation.

The CRA which portion don't need a bank to originate or invest in loans or investments or to provide expert services that happen to be inconsistent with Safe and sound and sound banking techniques, such as underwriting criteria.

(ii) Any county in the nonmetropolitan area wherein the bank didn't originate or purchase any closed-close residence property finance loan loans, tiny organization loans, tiny farm loans, or vehicle loans if vehicle loans are an item line for your bank.

The Board evaluates a bank's functionality beneath an authorized plan dependant on the effectiveness exams that may use within the absence of the accepted plan and any optional analysis factors or suitable modifications and additions to your relevant efficiency checks set forth from the bank's authorised program.

The lender allocates the deposits for which a deposit site just isn't available to the nationwide place. Yearly deposits must be calculated dependant on normal day-to-day balances as offered in statements such as regular or quarterly statements. Some other lender that opts to collect and retain the data With this paragraph (a)(7) have to do so in precisely the same form and for the same length as explained On this paragraph (a)(seven).

A small bank, or possibly a lender which was a little bank through the prior calendar 12 months, must incorporate in its general public file the financial institution's loan-to-deposit ratio here for every quarter in the prior calendar 12 months and, at its choice, more data on its loan-to-deposit ratio.

For home home finance loan loans, the lender should establish the house home loan loans documented by lender affiliate marketers less than 12 CFR component 1003, if applicable, or acquire and manage information on property property finance loan loans by the affiliate that the bank would have collected and maintained pursuant to paragraphs (a)(three) of this section had the loans been originated or ordered from the financial institution.

(two) A home mortgage loan loan or perhaps a multifamily loan is situated while in the census tract in which the property securing the loan is situated; and

스마트폰으로 네이버를 이용하는 것은 이제 일상이 되었습니다. 모바일 웹 브라우저를 통해 네이버를 이용하거나, 네이버 앱을 설치하여 더욱 편리하게 네이버 서비스를 이용할 수 있습니다.